It is UPL (unauthorized practice of law) for these companies to either offer advice or contact the creditor that is trying to sue their client. Now if that same individual was the client of a debt reduction law firm assisting them to settle their bills the law changes. A law firm by law can still call and work out a settlement to keep the client from ever having to step into a courtroom. This is a much more acceptable avenue for the creditor to get money as opposed to actually having to go to court.
Tags: courtroom, creditor, debt reduction, money, unauthorized practice of law